Thought Leadership Threads

SVB’s biggest mistake was creating a balance sheet that wasn’t resilient in a rising rate environment.

‍

Correctly calculating the Beta of their deposits would have led them to construct a short duration investment portfolio.

‍

A primer on Deposit Beta and Deposit Stability:🧵👇

‍

I encountered a new “ah ha moment” in Week 5 of my Red Pill journey.

Once I internalized it I couldn’t help but look at everything through this new lens. Short🧵👇

The StableCoin Problem: Out today with @pymnts and @karenmpd to talk about clarifying our approach to crypto and financial regulation.

TLDR: we are experiencing mass civil disobedience on financial regulation, which is very unusual, but not innovative.

‍

Inflation seems to be headlining the news these days. It’s a powerful force and worthy of attention, but it’s often misunderstood and conveniently misused by investors, politicians and policy makers to justify positions. Let me simplify and reframe the narrative:

1/ @ChrisOdinet and I published an essay in @protocol arguing that the @CFPB must go beyond access and give consumers CONTROL of their financial data.

‍

1/ What about government? #OpenBanking #CBDC? Final of 7 essays w/ @natesoffio is here http://qedvc.com/APIsPart7

@QEDInvestors @whartonfintech
‍

Today, the evolving API-mediated marketplace, look forward to no-code/low-code movement and SCOTUS giving legal certainty.

‍