The operator's playbook: Opinions and thoughts from the QED collective
March 16, 2021
On Market Power — Who Reads, Who Writes, Who's SOL
A look at market dynamics and consider where and how APIs exist and why that is an expression of market power in the quest to control more pieces of the value chain.
March 9, 2021
On APIs and SaaS Unit Economics
A look at the role APIs play in SaaS unit economics and how these power dynamics have fundamentally altered the long-run view of customer experiences and buying expectations in financial services.
March 5, 2021
The five main features of 21st-century lending
A new type of lending is characterized by five main features: It is embedded, it operates in real-time, it underwrites with sources of data previously inaccessible, the collection mechanism is “default on”, and the use of proceeds are laser targeted.