The operators playbook: Opinions and thoughts from the QED collective

The lack of financing infrastructure and the large financing gap in the LatAm auto market highlight why QED invested in Kavak.

While new market entrants have the freedom to choose how to be API-first, most of the banks at the bottom of the stack are still playing catch up. The gap is becoming rapidly filled by a new plumbing layer—Banking as a Service.

A focus on how market forces play out in financial institutions and the future of banking itself and start to answer the question: who's got APIs, who's writing to them, and who's actually at risk of being SOL.