The operators playbook: Opinions and thoughts from the QED collective

APIs are everywhere, and, in no uncertain terms, every SaaS company must turn into an API-first company to survive. We’ve laid out a guide for the next generation of SaaS built on the foundations of API-first development. Today, we consider the importance of allowing nontechnical people to do technical work without using much, if any, code.

The lack of financing infrastructure and the large financing gap in the LatAm auto market highlight why QED invested in Kavak.

While new market entrants have the freedom to choose how to be API-first, most of the banks at the bottom of the stack are still playing catch up. The gap is becoming rapidly filled by a new plumbing layer—Banking as a Service.